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To rent or not to rent your home full time
If you rent out your home for a few days or part of your home permanently, the majority of your miami home insurance policy is most likely intact. But what if you move out, keep the house and rent it...
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Being a Named Insured or a Listed Driver
When taking a look at who is or is not covered under an auto policy, it’s common to hear “just add them as a driver so that they always have coverage.” But it might be worth your while to find out...
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Halloween Horrors
Every year, many people look forward to Halloween with its costumes, parties, scares, and trick-or-treating. But, despite good intentions, lawsuits have sprung from various aspects of the holiday....
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Motorcycle Helmets and Insurance
In 2000 legislation was passed that would allow certain motorcyclists to ride without wearing a helmet starting July 1 of the same year. At this time, Florida joined the ranks of other states as the...
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Home Insurance and Arson
A woman woke in the middle of the night to her home on fire. She escapes unharmed but the house is lost. Later, an investigation discovers her husband is the arsonist. She and her husband are the...
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Rise in Auto Claims on Black Friday
Every year, the typical shopping rush for holiday gifts comes on Black Friday, also known as the day after Thanksgiving, when stores offer consumers lower prices on many or all of their products....
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Holiday Party Risks to be Aware of
There is a lot of goodwill during the holidays but unfortunately there are many people that will sue without a second thought. The best host in the world could get in trouble for an illness brought on...
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Driverless Cars
People seem to love having technological advancements in their car to enhance their driving experience. But, what if your vehicle could drive itself? Some car companies are supposedly working on...
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10 Myths About Home Insurance
It would be ridiculous to expect anyone to know all that there is to know about home insurance. But unfortunately what can happen is people making assumptions that can become well known as fact when...
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Workers Compensation Benefits
Whenever an employee is injured on the job and they have to file for temporary total benefits they have available to them 104 weeks of paid time. Anyone insured by their employers’ Workers...
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Insurance Customer’s Denied Claim Challenged by Agent
If you have ever felt that your, or any, insurance agent will not fight for you if you have a claim that is denied by your insurance company, think again. If there is any doubt that an insurance...
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Achieving More Affordable Car Insurance
In the event that something happens to your family’s financial situation, less expensive car insurance may become necessary. Finding a cut-rate insurance policy can be easy but that may not be the...
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Test Your Knowledge on Basic Car Insurance Policies
Insurance.com recently conducted a survey that was completed by 500 drivers. The survey was comprised of ten multiple-choice questions about coverages offered in car insurance policies. Results...
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Does Your Car Insurance Policy Cover Your Child While Away at School?
In our last blog we focused on how to know if your son or daughter is still considered a family member and “an insured” under your home insurance policy while they reside in an apartment or dormitory...
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Smart Phones and Workers Compensation
Using smart phones, be it for business or for personal use, is something that is seen everywhere. You can see people using them at various times of the day whether they are alone or with other people....
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It is Wise for Businesses to Have Cyber Liability Insurance
Most companies have changed how they operate because of the Internet. A lot of those businesses could have insurance that does not help them with their exposure to the ever-changing world of cyber...
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10 Things Not Covered in Home Insurance
It is an unfortunate fact of life that bad things can happen to, or in, people’s homes. In the event of a tragedy, you may not be covered under your homeowners’ insurance policy. A lot of people may...
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Cell Phone Use While Driving
AAA conducted a study that found it is more distracting to use voice-to-text messaging in your car than it is to make a call on your handheld cell phone. Different activities were tested to find out...
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Hurricane Preparedness, Pool Safety and Lawnmowers
Summer is here and we would like to remind homeowners to continue to take precautions for the safety of their family so that at-home accidents can be avoided. Keeping family safe is always a priority...
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To Rent or not to Rent Your Car to Others
RelayRides lets people rent their car to others. The owner sets the price while the company performs background checks on the renters, takes reservations, and collects payment. After payment is...
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